BMCI
Individual Practitioners Cover

Medical Indemnity Insurancefor Irish Practitioners

Comprehensive claims-made cover, fully compliant with the Medical Practitioners (Amendment) Act 2017. Register below to download your proposal pack.

What's included

Cover highlights at a glance

Clinical Negligence

Up to €10,000,000 annual aggregate, costs inclusive. Nil excess on every claim.

Professional & Public Liability

Full professional indemnity and public liability cover for your private practice.

Retroactive Cover

Full retroactive protection from your nominated date, with run-off on retirement.

24/7 Doctors Helpline

Round-the-clock medico-legal helpline for immediate guidance when you need it most.

Legal Expenses & Medico-Legal

Covers legal expenses, medico-legal reports, and IMC complaints or disciplinary hearings.

Reputation Protection

Cover for adverse press, publicity or media attention, plus abuse and molestation costs.

Good Samaritan Acts

Covered for good samaritan acts, breach of confidentiality and data protection defence costs.

Lloyd's A-Rated Insurer

Cover underwritten by Lloyd's Insurance Company S.A. via the Carbon Whole Account Consortium.

Claims Made Basis — important to understand

This policy covers claims first made against you during the policy period. After expiry, no claims can be made even if the event occurred during the period. We strongly recommend annual renewal with full retroactive cover in place.

Your documents

Get your proposal pack

Register your details to access your documents instantly. A member of our team will follow up to assist with your application.

  • Individual Practitioners Proposal Form
  • Insurance Product Information Document
  • Summary of Cover
  • BMCI Terms of Business